Capital Access Group | Small Business Loans CA, SBA Loans

IMPORTANT REMINDER FOR CURRENT CLIENTS:

The CARES Act and 504 subsidy payments will expire and all SBA loan payments will resume automatically via ACH transfer on October 1, 2020.

The CARES Act provided debt relief for SBA 504 loan payments for 6 months. In accordance with the CARES Act, the Central Servicing Agent (CSA) stopped automatically debiting borrowers’ accounts on the first of each month, beginning on April 1, 2020 through September 2020. The CSA will begin debiting those accounts on October 1, 2020.

For borrowers who funded after April 1, 2020, your ACH payments will not restart until you have received all six CARES Act payments. Borrowers who have not yet received all six CARES Act payments as of October 1, 2020 will not be debited. For updates and more information for existing clients, click below.

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Current 25-Year Rate for January 2021:

2.69%

This rate is an estimate based on the current 20-year debenture rate. Actual rate is determined in the month of funding. CDCs may quote 504 rates differently, but all 504 loans funded in a given month will have the same rate, which is determined by the sale of bonds at the time of funding. We quote the full-term effective interest rate.

Why choose Capital Access Group?

All CDCs offer the same rates, so find out why we are one of the leading and most trusted 504 lenders in the country.

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Lease vs. Own?

If you are tired of rent increases and moving expenses, buying a building for your business may be the right option for you. Be your own landlord and secure a permanent location for your business. Compare your options side-by-side and learn more about the benefits of ownership.

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Find out if 504 financing is right for you

A pre-qualification letter from us gives you an edge over other buyers and ensures you will be ready to move quickly as soon as you find the right building. Even if 504 financing does not end up being the best fit, we can help guide you to other options that may be a better fit. There is no charge and we typically can get back to you within 24 hours.

Get Pre-Qualified

When it comes to real estate financing, SBA 504 financing offers some significant advantages compared to SBA 7(a) and conventional financing. Compare the differences and learn why so many business owners choose 504 financing for their real estate purchases.