We are a leading Certified Development Company providing long-term, fixed rate financing through the SBA 504 loan program, which offers 90% financing to business owners for the purchase, renovation, or construction of commercial real estate for their growing businesses.Learn More
Current 20-Year Rate for January 2019
This rate is an estimate based on the current 20 year debenture rate. Actual rate is determined in the month of funding.
CDCs may quote 504 rates differently but all 504 loans funded in a given month will have the same rate, which is determined by the sale of bonds at the time of funding. We quote the full term effective interest rate.
Lease vs. Own?
If you are tired of rent increases and moving expenses, buying a building for your business may be the right option for you. Be your own landlord and secure a permanent location for your business. Compare your options side-by-side and learn more about the benefits of ownership.Compare Options
Get Access on the Go
Get all the same great features of our loan calculator on your iPhone. Calculate monthly payments, share customized loan structures, and create instant rate sheets to email or print with one click on the go with our iPhone app.
Calculate monthly payments
See what monthly payments would look like and email or print customized rate sheets in seconds.
Find out if 504 financing is right for you
A pre-qualification letter from us gives you an edge over other buyers and ensures you will be ready to move quickly as soon as you find the right building. Even if 504 financing does not end up being the best fit, we can help guide you to other options that may be a better fit. There is no charge and we typically can get back to you within 24 hours.Get Pre-Qualified
When it comes to real estate financing, SBA 504 financing offers some significant advantages compared to SBA 7(a) and conventional financing. Compare the differences and learn why so many business owners choose 504 financing for their real estate purchases.Compare Options