Capital Access Group | Small Business Loans CA, SBA Loans

COVID-19 BREAKING NEWS UPDATE:

The CARES Act, the $2 trillion economic stimulus package just signed in to law on March 27th, includes 6 months of debt forgiveness for SBA 504 loans. This is not a deferment, but actual debt forgiveness. For existing SBA 504 loans as well as those that fund within the next 6 months, all principal, interest, and fees are covered for 6 months.

PLEASE NOTE: While the funds have been approved, the SBA is currently working to determine how the CARES Act will be implemented, and we do not yet have any guidance as to how the new programs will work, when they will be in place, or what will be required from borrowers.

If you are an existing Capital Access Group client, we want you to know that we have all hands on deck working to give you immediate relief as you find the best way to get your business through these difficult times. We understand the challenges small businesses are facing. Click below for details and updates as they become available.

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Current 20-Year Rate for March 2020:

2.80%

This rate is an estimate based on the current 20-year debenture rate. Actual rate is determined in the month of funding. CDCs may quote 504 rates differently but all 504 loans funded in a given month will have the same rate, which is determined by the sale of bonds at the time of funding. We quote the full term effective interest rate.

Why choose Capital Access Group?

All CDCs offer the same rates, so find out why we are one of the leading and most trusted 504 lenders in the country.

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Lease vs. Own?

If you are tired of rent increases and moving expenses, buying a building for your business may be the right option for you. Be your own landlord and secure a permanent location for your business. Compare your options side-by-side and learn more about the benefits of ownership.

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Get all the same great features of our loan calculator on your iPhone. Calculate monthly payments, share customized loan structures, and create instant rate sheets to email or print with one click on the go with our iPhone app.

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Find out if 504 financing is right for you

A pre-qualification letter from us gives you an edge over other buyers and ensures you will be ready to move quickly as soon as you find the right building. Even if 504 financing does not end up being the best fit, we can help guide you to other options that may be a better fit. There is no charge and we typically can get back to you within 24 hours.

Get Pre-Qualified

When it comes to real estate financing, SBA 504 financing offers some significant advantages compared to SBA 7(a) and conventional financing. Compare the differences and learn why so many business owners choose 504 financing for their real estate purchases.