Advantages of 504 Financing

  • 90% financing – Preserve working capital for business growth and expansion
  • Long-term amortization means low monthly payments – Buying is often more cost effective than leasing
  • Below-market, 20-year fixed interest rate – Fix occupancy costs and secure a stable location for your business
  • Fixed or adjustable rates available on the First Mortgage
  • Title to the building can be taken by the business, the principals individually, a holding company, or a trust

SBA 504 Rates

25 YEAR

6.20%

20 YEAR

6.27%

10 YEAR

6.49%

SBA 504 Refinance Rates

25 YEAR

6.23%

20 YEAR

6.30%

10 YEAR

6.52%