Government Shutdown October 1, 2025

Government Shutdown Update – October 1, 2025

As of today, Congress has not passed a funding bill, resulting in a government shutdown. While the duration remains uncertain, we will keep you informed as new information becomes available.

What you need to know:
  • We’re still open and operating as normal. Our team continues to underwrite deals, complete prequalifications, and prepare new applications for submission to the SBA as soon as it reopens.
  • Approved projects that are already in Closing will be submitted as planned. The October debenture sale and fundings will proceed as normal.
  • Servicing functions will continue for all previously closed and funded loans.
  • New applications will be fully prepared during the shutdown and submitted as soon as the SBA resumes operations.
What you can do:
  • Consider extending closing dates to allow additional time for approvals once SBA resumes operations.
  • Maintain open communication with us and other project partners.
  • Stay informed and watch for our updates as the situation evolves.
For added context, past government shutdowns affecting the SBA in recent history have varied in duration:
  • Oct 1 – 16, 2013: 16 days
  • Jan 20 – 22, 2018: 3 days
  • Dec 22, 2018 – Jan 25, 2019: 35 days (longest in U.S. history)
  • Oct 1, 2025 – ? (ongoing)

Thank you for your partnership. We’re here to support you. If you have any questions or concerns, please reach out to us.